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HELPING OREGONIANS FACING FORECLOSURE

Ben has created a short video which answers 8 important questions about home loan modification, the foreclosure process, short sales, bankruptcy and more. For further assistance, Ben offers a one-hour legal consultation for people facing foreclosure to address individual concerns and issues. Effective January, 2011, the one-hour legal consultation is $169.00. Scroll down past the video to see 10 ways a one-hour consultation could save you thousands. To learn more, call Ben at (503) 846-0707.    

8 Common Questions Relating to Foreclosure.

10 WAYS THAT A 1-HOUR CONSULTATION CAN SAVE YOU THOUSANDS

  • Should you pay money to a law firm or other company for assistance with a home loan modification? I can tell you whether you’re likely to succeed and whether it's worth the cost and risk -- sometimes over a thousand dollars in fees.

 

  • Some lawyers advertise bankruptcy as the solution to foreclosure. Often a bankruptcy is not needed, saving your future credit and at least $1,500 in legal fees.

 

  • Should you pay your property taxes or not? The answer depends on several factors. The right answer could save you thousands.

 

  • Lenders, salesmen, your bank, and even many realtors will tell you a “short sale” will solve your debt problems, and help you avoid foreclosure. However, many lenders are not willing to release you from the full debt. This means that after a short sale, you could still face a collections lawsuit for the unpaid debt – potentially tens of thousands of dollars.

 

  • How long can you stay in your property when a foreclosure is in process? Is it better to “walk away” from the home or stay in the home? The answer could save you months in rent.

 

  • Some banks are offering “trial modifications” which require that you make payments during a trial period in the hope that a permanent modification will be granted. Will your hopes be rewarded, or dashed? The answer may surprise you, and could save thousands in payments.

 

  • Because a foreclosure sale is a public notice, you will receive dozens of solicitations from a variety of people offering solutions. Can they be trusted? With my advice you can avoid scams and better understand your options.

 

  • When a foreclosure is imminent, should you continue to pay HOA dues or not? The answer could save you hundreds.

 

  • If you are recently divorced, nearing divorce, or in a non-traditional relationship, how will questions of liability for the debts be resolved? Many clients find they got a raw deal only too late. With my advice you can protect yourself.

 

  • If you have other properties or assets at risk, can your lender sue for a judgment? How can you protect your assets from creditors?